Call it what you want.
Personal risk management.
Liability management.
Protecting my credit.
Keeping the lights on.
Everyone knows you need to pay your bills on time or you'll pay the price.
And many do pay the price.
According to an article at HoffmanBrinker.com, in 2007 credit card holders paid out over 18 Billion dollars in penalty fees. That is going to include over the limit fees and late fees. Late fees can run $25 a pop. What if you were late getting out 2 payments last month. That's $50 in fees and possible increases to your interest rate if your card holder penalizes you every chance they get.
This is just one of the reasons that our clients choose to use our services. They no longer have to worry about late fees or missed payments.
No matter what they're doing, no matter where they are, their payments are happening like clockwork.
You have to think about your finances in a different way than we did years ago. Your payments are a big part of your credit rating and can affect the cost ( think rates ) of credit when you need it. Especially when it comes to a mortgage.
So we have to engage in the management of our personal liabilities and ensure that we keep our payment record as clean as we can to avoid damaging our credit and incurring higher future expenses.
No one wants to end up paying tens of thousands of dollars in higher mortgage payments due to a lower credit score because their credit rating has gone down. No one wants to get that letter in the mail from their credit card company that says your rate is going up because you were late on a payment.
Nor do you have to worry about this when you're payments are being made for you.
Protect yourself and avoid the cost of late fees and dings to your credit. Reclaim more of your valuable time.
Secure your bill payments and reduce your financial stress.
Dependability. Security. Flexibility. Good Sense.
Personal risk management.
Liability management.
Protecting my credit.
Keeping the lights on.
Everyone knows you need to pay your bills on time or you'll pay the price.
And many do pay the price.
According to an article at HoffmanBrinker.com, in 2007 credit card holders paid out over 18 Billion dollars in penalty fees. That is going to include over the limit fees and late fees. Late fees can run $25 a pop. What if you were late getting out 2 payments last month. That's $50 in fees and possible increases to your interest rate if your card holder penalizes you every chance they get.
This is just one of the reasons that our clients choose to use our services. They no longer have to worry about late fees or missed payments.
No matter what they're doing, no matter where they are, their payments are happening like clockwork.
You have to think about your finances in a different way than we did years ago. Your payments are a big part of your credit rating and can affect the cost ( think rates ) of credit when you need it. Especially when it comes to a mortgage.
So we have to engage in the management of our personal liabilities and ensure that we keep our payment record as clean as we can to avoid damaging our credit and incurring higher future expenses.
No one wants to end up paying tens of thousands of dollars in higher mortgage payments due to a lower credit score because their credit rating has gone down. No one wants to get that letter in the mail from their credit card company that says your rate is going up because you were late on a payment.
Nor do you have to worry about this when you're payments are being made for you.
Protect yourself and avoid the cost of late fees and dings to your credit. Reclaim more of your valuable time.
Secure your bill payments and reduce your financial stress.
Dependability. Security. Flexibility. Good Sense.